What is imagined when you see a child go to school? Sure: money
school. And despite busy to attend school issue has long
passed, funding for education preparation nonetheless you should provide.
Do not get when it was time children enter school, your new shock
when you know the fund was not enough. There are three important factors that
You can be successful in preparing for the child's education fund.
school. And despite busy to attend school issue has long
passed, funding for education preparation nonetheless you should provide.
Do not get when it was time children enter school, your new shock
when you know the fund was not enough. There are three important factors that
You can be successful in preparing for the child's education fund.
1. Period
Duration is how long do you have to be able to
prepare for your children's education fund. Is 5 years? 10 years?
Or is it only 1 year? Do not forget, the longer the period of time
You have, usually the more light your burden.
A simple example, if children go to school about 10 years. He needed
money to go around school say USD 50 million that year.
Well, if you are saving from now, then the amount you
tube is usually not much. Different if you start saving
in year 5, or in year 7. There must be much larger.
If you do not prepare the funds at all, and just do it
in the final months before your child's school, weight wow.
That is, if you now have sufficient funds, it does not mean that
a guarantee that you will surely have sufficient funds as well
when your children go to school, because of the risk of what could happen in
Your trip later. Right?
There are only two things you can do: prepare from now, and if
You already have most of their funds are now separated only funds
education in a separate post. Remember, prepare for incoming funds
different schools to prepare funds to buy a car. If you buy
car, the fund is not enough, you can postpone the plan. But if
for school children, you have to rewind time cook go to school?
2. Investment Products
Most people opt for Insurance Education
preparing fund their children's education. There is also a pick
Education Savings. Education Insurance issued by the company
insurance, while the Education Savings issued by the Bank.
Alternative investment products other than gold. Sure, gold has properties that
different because of the advantages that you will get is worth the
can go up and down. In addition, the new benefit will be obtained when you
successfully sell your gold back. If not, yes profits have not
at hand. Still on paper.
Another alternative is quite a lot, such as stocks or mutual funds. The difference, in
stocks or mutual funds, you generally risk could be larger. And again,
most people also do not understand what it is about mutual funds.
In principle, all investment products that are likely to be
provide interest (such as savings or deposits) or the rise in value
(Such as stocks or mutual funds) can be used as an alternative investment
to prepare for the children's education fund. Of course, any product
investment has advantages and disadvantages of its own, as well as the risks
different. Importantly, trying to identify the product before it goes into
it. Do not you do not understand the product, but direct entry
into it. I could have your money runs out.
3. Protection
The third thing to consider is whether your investment product
have protection. That is, if something happens to you (like
death, accident, sickness and the like), then you investment products
can continue to provide results and profitable for you.
Especially for the money you are saving by taking
of income you get physically.
For example, you currently work with a salary of Rp 2 million per month. Of the total
are you taking about Rp 300 thousand per month for the saved.
But, when something happens to you, such as death, then there
chances are you can no longer work. By itself, the salary you
get well quit right? Then, where your partner can take
Rp 300 thousand per month regular savings?
At the point where you have protection. The meaning here is when the protection
something happens to you, then there will be a third party that will remain
'Menabung' the money of Rp 300 thousand was for you, so that automatic funds
for your child's education can be fixed later collected.
If you already have an investment product in preparation for education fund
child, and you menabungkannya of the monthly salary, you live
add a protection that can take from a company
insurance. But, if you do not have the investment product, there are no words
others, you have to set it up. And as an alternative, these products
such as education or education insurance savings is directly
has an element of protection in it. Congratulations to prepare funding
children's education.
Duration is how long do you have to be able to
prepare for your children's education fund. Is 5 years? 10 years?
Or is it only 1 year? Do not forget, the longer the period of time
You have, usually the more light your burden.
A simple example, if children go to school about 10 years. He needed
money to go around school say USD 50 million that year.
Well, if you are saving from now, then the amount you
tube is usually not much. Different if you start saving
in year 5, or in year 7. There must be much larger.
If you do not prepare the funds at all, and just do it
in the final months before your child's school, weight wow.
That is, if you now have sufficient funds, it does not mean that
a guarantee that you will surely have sufficient funds as well
when your children go to school, because of the risk of what could happen in
Your trip later. Right?
There are only two things you can do: prepare from now, and if
You already have most of their funds are now separated only funds
education in a separate post. Remember, prepare for incoming funds
different schools to prepare funds to buy a car. If you buy
car, the fund is not enough, you can postpone the plan. But if
for school children, you have to rewind time cook go to school?
2. Investment Products
Most people opt for Insurance Education
preparing fund their children's education. There is also a pick
Education Savings. Education Insurance issued by the company
insurance, while the Education Savings issued by the Bank.
Alternative investment products other than gold. Sure, gold has properties that
different because of the advantages that you will get is worth the
can go up and down. In addition, the new benefit will be obtained when you
successfully sell your gold back. If not, yes profits have not
at hand. Still on paper.
Another alternative is quite a lot, such as stocks or mutual funds. The difference, in
stocks or mutual funds, you generally risk could be larger. And again,
most people also do not understand what it is about mutual funds.
In principle, all investment products that are likely to be
provide interest (such as savings or deposits) or the rise in value
(Such as stocks or mutual funds) can be used as an alternative investment
to prepare for the children's education fund. Of course, any product
investment has advantages and disadvantages of its own, as well as the risks
different. Importantly, trying to identify the product before it goes into
it. Do not you do not understand the product, but direct entry
into it. I could have your money runs out.
3. Protection
The third thing to consider is whether your investment product
have protection. That is, if something happens to you (like
death, accident, sickness and the like), then you investment products
can continue to provide results and profitable for you.
Especially for the money you are saving by taking
of income you get physically.
For example, you currently work with a salary of Rp 2 million per month. Of the total
are you taking about Rp 300 thousand per month for the saved.
But, when something happens to you, such as death, then there
chances are you can no longer work. By itself, the salary you
get well quit right? Then, where your partner can take
Rp 300 thousand per month regular savings?
At the point where you have protection. The meaning here is when the protection
something happens to you, then there will be a third party that will remain
'Menabung' the money of Rp 300 thousand was for you, so that automatic funds
for your child's education can be fixed later collected.
If you already have an investment product in preparation for education fund
child, and you menabungkannya of the monthly salary, you live
add a protection that can take from a company
insurance. But, if you do not have the investment product, there are no words
others, you have to set it up. And as an alternative, these products
such as education or education insurance savings is directly
has an element of protection in it. Congratulations to prepare funding
children's education.
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